Will an Insurance Claim Pay for a New Garage Door?

If your garage door needs repairing due to an incident, the first thing you might be wondering is whether your insurance company will pay for the damages. Today, we’re going to discuss when an insurance company will pay for garage door damages. If you’re a homeowner, it’s always important to go over your home insurance policy to see what it covers. Every insurance plan isn’t created equal and there’s always a possibility that your garage door isn’t included in the deal. With that said, garage doors are covered in most insurance plans. But what other factors determine whether your insurance claim is covered?

When Insurance Companies Will Cover Damages

If you’re filing an insurance claim for your garage door, it’s important to know what your policy will and won’t likely cover. If your garage has been damaged due to something such as a natural disaster, your insurance company will most likely cover the cost of any damages. In addition, your insurance company will likely cover damages if someone else has accidentally ran into your garage door. The same goes for someone who vandalizes your garage door.

When Insurance Companies Won’t Cover Damages

If you have purposefully damaged your garage door, you will be held responsible for those damages. In addition, if your policy does not include weather-related risk, you may be responsible. Along with this, if your garage door malfunctions due to normal wear and tear, you will be held responsible for those damages.

If you need your garage door fixed whether it was caused by a natural disaster or accidental occurrence, consider Long Beach garage door repair from a professional. A professional can help you get your garage door back running again quickly and efficiently so that you can go back to living comfortably in your home.